Today I’m sharing some helpful home financing tips for buyers out there.

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If you’re a homebuyer, it’s essential that you at least have a pre-approval before you go out looking at homes. It’s one of the most important steps of the process.

After you’ve saved up for your down payment and made sure your credit is straight, there are still a bunch of other factors that determine how much you’re approved for.

“A pre-approval is one of the most important steps of the process.”

The last thing you want to do is spend your valuable time out there looking at homes that aren’t in your price range. You may be looking at homes at or above your price range if you’re not pre-approved. This process will let you know what those monthly payments and taxes will look like so you can get a better idea of what you can afford versus what you’re comfortable with paying.

You also need to work with a lender who knows the area. Those taxes can vary greatly depending on whether you’re looking in Maryland or Pennsylvania.

If you have any questions about buying or selling a home, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.