Here’s what you need to keep in mind if you’re buying a home within the next three years.

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If you’re looking to buy a home within the next three years, there are three very important tips to remember:

1. Understand your finances. You need to know what’s coming in, what’s coming out, and what you can afford. It’s important not to live beyond your means. Understanding your finances is also key to saving up for your down payment and anything else you’ll need once you close on your new home.

2. Be mindful of your credit. A great way to stay on top of this is to check your FICO score, which is typically free if you use online banking.

3. Get in touch with a local mortgage lender. You need to know what you can afford before you start shopping for homes because you might be able to afford more than you think. Reaching out to a local lender is the best way to calculate your buying power.

We’d love to connect with you to guide you through the preliminaries of buying a home. We also know plenty of great local lenders who can help you as well. If you have any questions at all, don’t hesitate to reach out to us. We look forward to speaking with you.